They don't sell magic food and don't provide magic pills or a magic program geared toward achieving weight loss.  

Do the separate accounts really achieve that?

Those loan standards are based on the risk weighted pricing your bank is trying to achieve, the current performance of your banks portfolio with the aggregator, the individual underwriter's portfolio performance, etc.

Hey, you have achieved this process, just stick with me and show the property in your area and adjust your experience to discuss your concerns and get the most from every project you renovate near or far with your confidence of what you put into each property. 

@Pat L. that's an amazing experience and one I can't expect we'll achieve as newbies to both landlording and renovation.

Also, what is your game plan and how can I help you achieve your goals in NC?

In fact, we learn more by making mistakes than we do by achieving success.  

It reduced the military infrastructure by less than 3.5 percent and ended up costing more than $35 billion to achieve roughly $4 billion in future annual savings." 

This can definitely work, but also be aware that many lenders don't like cash-out refi's as much, and so you may pay a price for doing that- i.e. less optimal loan terms or lower LTVs than if you purchased in the beginning with a mortgage. 

I am confident that Bigger Pockets will be a valuable tool to achieve that.