We'll cut to the chase, here's our dirt.The Facts: Ages 51/44, Married, w/10 yr. old childOne steady income 45KOne low income & fluctuating (self employed only 2 years but growing slowly)Living/ renting in NJ (Very expensive market, 2 family units sell over 500K)Fair amount of debt 37K (Car loan, 2 CC, Medical bills)Just getting by each monthCombined 401K's =  150KMy 401 (100K) can be transferred with no penalty to a self directed IRA (I had opened up last year in hopes of using some cash to invest in RE) We are determined to get into REI however we're probably going to need some creative ways to do it with our current situation.

We are still operating in a historically low interest rate environment and while none of us really like it, it's actually good for the economy.Best of luckStephanie

We have an extremely tight budget as we are doing this as a favor to a friend, not as a money maker.

Good Evening,My husband and I are new to the real estate investing world and we are looking for feedback on a deal we have beenlooking at. 

We have spoken with dozens of other agents and individuals in the field and most have commented that it is very rare to find houses with aluminum as most 1930 or after have copper with some exceptions between 1970-1980.We are going to get an electrician to look at and explain more about the aluminum wiring but I am wondering if there is anyone who has encountered something similar and what they did about it?

We all know that we are paid by the value that we bring, so focusing on being a quality agent is key for me.I've found a way to get addresses for entire neighborhoods in Lexington county without paying for them.

We are in a dual agency representation with the real estate agent and she was pretty forthright about how she valued the property - it is basically based on one lot comp in the same town from april, she multiplied that x2 (the lot is a bit over twice the size of the other lot that sold recently) - there have been no sales of land since then and the closest one before that was a full year ago.

I am engaged to beautiful women from Bogota Colombia we are waiting for her visa approval hopefully within the next few months.

maybe we are both speaking from anecdotal experience. best thing OP can do is talk to lenders and find one that will make this work.

My wife and I do extra rooms out of our primary house and we are located right next to wine country, pretty much every weekend we are booked.