You bet!

So I wouldnt exactly bet on that type thing happening twice in a decade if it's happened only once in most peoples lives

I'm starting to think I may need to flip this to someone who will tear it down but it's in a great area so the appreciation will be good if I decide to hold it ( I bet no one's ever heard that before...)I've used Kilz in fire damage situations before so I considered ripping out the hardwoods and spraying the subfloor with Kilz to lock down the smell.Has anyone heard about or used an Ozone cleaner/ air scrubber?

I would bet in many cases they are pointing to their number of posts on the site as an indication to their boss or owners of their companies that they are working and marketing and really pushing to drive business.  

Usually in you can only get actual losses and not punative damages, which is what treble awards are.If you Google it, I'd bet you could easily find online your state's statutes and a detailed, user friendly explanation as to what is or is not allowed. 

I know you said you are not handy, but I bet you could handle painting and google can teach you a lot to DIY.

South Philly is also a great bet too.

Your best bet would be to review the information they should've sent you to see what they cover.

Your best bet in this case may be to do a short sale, rent for a few years, then buy another house.You may be able to borrow from your 401k for the down payment.

With about 125k$ on hand I know my best bet to stretch my money would be to BRRR method properties.