For me, it's all about cash flow, so I am mainly interested in land lording, mortgage notes, or lending money to others.

MV = $350k, current mortgage $248k, current HELOC $58k, net $44k. 

Fannie/Freddie then require you show leases and then use 75% of those leases to offset the mortgage payment. 

Just trying to get some overall opinion on online sites for applications and background checks vs going old school and having them hand fill out applications.

Is that really what other investors have for their mortgage rate?

Question: Can you just put the money together and have them share the first mortgage?

Hello everyone,I am a mortgage broker.

Even though the bank gave you $95,000 to buy the home, they get none of that appreciation.Opportunity Cost of Renting: No Loan PaydownWhen you own a property with a mortgage, part of your monthly payment goes towards paying down the principal which reduces the amount of the loan.

say you could rent for $1500, or you could get a mortgage for $2800 and collect $1400 in rent, so you have to net pay $1400 toward the mortgage.you house hack.you'd building equity. 

If you learn how to use basic searches online, you can find answers to anything you need.