Just make sure you attempt to limit your damages by looking for a new tenant.  

For those of you who do not know, raccoon feces can carry some very nasty bacteria and parasites that are very toxic and may cause brain damage.

At $240k I personally wouldn't recommend a SFH for a buy and hold since you'll be risking a lot of potentially expensive damage if you happen to have the wrong tenant (you can get a nice house for that price here). 

So now instead of ripping all apart and replace with new, I "just" have to restore it.Now does anyone have experience with restoration?

So while we have a  quicker eviction process to hopefully limit a landlords losses collecting for damages is difficult at best 

We will pay no more for loss of, or damage to that property than the proportion that the Limit of Insurance under this Coverage Part for the property bears to the Agreed Value shown for it in the Declarations.b.

My only difficulty with this is that no-one, to my knowledge at least, has actually seen an accounting confirming this exchange has taken place The class action is one that will sue for damages rather than recovery of escrow and I have serious doubts that even by winning the action, there is little chance of recovering the actual cash owed We have yet to see any form of an accounting from either the title connection, harbor funding or GCD as to any funds that have been exchanged - as far as I am aware at this time, they could even be with the title connection as they have yet to confirm in anything other than emails to agents/individuals and verbal exchanges that they have sent the money to harbour funding - unlikely scenario but again we have absolutely nothing in the form of a legal accounting document that for sure tells us exactly who we should be chasing and why.

At my price range and with my screening it is not people not paying, it is damage and breaking the rules.Do I worry about rents, no.

I'm not sure if that's considered wind damage, but your policy declarations should specify that.

I wonder who's going to pay the advertising, office supplies, management, maintenance, entity maintenance, damage done by tenants (above the security deposit), legal fees, utilities (during vacancies), evictions, vacancy expenses, lawsuits, capital expenses, etc, etc, etc (I could go on and on and on).