However, I have seen high earners who earn more than the $183k which prefer to do the backdoor contribution to the ROTH still because at all costs they want a tax free pot of money they can pull from in retirement.

I have an older car,  live for free in my duplex and cook for myself most of the time.On the other side I ride a Ducati in the summer, travel at least a month a year for pleasure and see family as much as possible!

I’m barely an investor (under contract on a 6-unit) but for me I can pop on this site while cooking dinner or waiting for my kids to get ready and gather a bit of RE knowledge, lay ground work for networking, etc.There is something to be said for that FB or Instagram mentality where you are working for likes & notoriety.

Artificially low rates have been "cooking the books".

The media however is cooking up stories about a mass migration of some sorts.

WHILE cooking, WHILE EATING, while ...

The reason I am so sensitive to water/sewer is because my water bill averages about $1,800 per month. ( I have a corporate client which leases 20 of my 39 apartments and they have dozens of people cycling in and out of several of those apartments, showering, cooking around the clock.

I like to put a pot together at work  when  it gets big.  

Allysa, took me 10 years or so.There is no one moment that I would say I was the proudest.There was no turning point where everything changed.I guess the analogy is like that of the frog who fell to a warm pot of water that is slowly being heated.It took me hustle, hard work and consistent action.

We have finally accepted that the only way we're going to get reasonably good food in our area for a reasonable price is to cook it ourselves, after years of trying new restaurants and being disappointed.