Also, there are plenty of investors who don't want to hold, or they are trying to trade up. 

Some people do very well with internet marketing, Youtube videos, trading stocks, futures, options, selling on Ebay, selling Ebooks, coaching, mentoring, etc. i think it is important to find something you can be passionate about 'that does not feel like work" and then the money will come.That's my .02

The renovation trades are afflicted with toxic sexist, racist, and homophobic attitudes.

They are trading time for money.

I want a specialist that's an expert, and not a jack of all trades and master of none.

There are some scummy buyers out there known to re-trade the price mid-deal for unjustified reasons (playing games).

Investment Info:

Small multi-family (2-4 units) buy & hold investment in Killeen.

Purchase price: $209,900

Cash invested: $4,500

Unbuilt duplex. Will be finished NET the 30th of September 2019.

...

One of them being that if I had to let him go for any reason whatsoever (business downturn or other reason), it would directly effect my ability to collect rent. 

Can’t see any way 1 loan verses 4, with the same total loan amount, rate and amortization would affect your DTI whatsoever. 

She didn't see trade or experience as another option.So, because of my need to have a roof over my head, I went to school and pulled out a 45k loan.