I enjoy the idea of using leverage to increase returns and am considering using my wholesaling experience to find owner financing (and possibly Subject To) deals.  

@Roy N.After some reading I also came to the conclusion that unless you're credit is excellent, you will be subject to fees from 0.5-2.0%, however I feel this must be negotiable consider expected repeat business.Unfortunately there are no such live-in opportunities in 2 - 4 plexes in Vancouver at any sort of reasonable price point.

Owners within an HOA typically have periodical meets with the Board and such subjects might be brought up there. 

The seller's ex husband currently occupies the house but can't afford the mortgage and would like to move ASAP.My Strategy Is to:Purchase Subject to, get on title to start the 90 day seasoningRent the house to the current occupant on a month to month lease less than the current mortgage payment (incentive to stay, be corporative with Sub to, and subsidize holding cost during the mandatory seasoning)Begin marketing the house immediatelySell to a VA Loan buyer immediately after required seasoning Both sellers are on title but wife has exclusive discretion for sell of house.

Ergo, when you subsequently sell the shares you would owe capital gains on the difference between your basis ($500) and the amount that the stock was sold for.Say, you eventually sell the stock for $1,700, your capital gains would be the difference of the "carryover" basis of $500 (NOT the $1,000 FMV as of the date of gift) and the selling price of $1,700; hence, your capital gain would be $1,200 - subject to the capital gains tax rate that would be in effect at that time.Again, seek out a competent tax advisor for further guidance.

I'm trying to remember from subject to's there might be a specific letter you can send the bank notifying that you will be sending them the checks. 

I would look for properties with comparable bed bath count, sq ft, home style, etc.  3 recently sold, 3 active, and 3 under contract all within the vicinity of the subject property. 

I really don't want to actually "assume" the loan and go through the banks approval process, so I offered to Purchase the home subject-to.

I really don't want to actually "assume" the loan and go through the banks approval process, so I offered to Purchase the home subject-to.

So, figure out your potential cost for replacing everything and make your offer subject to the eviction.