And if so, any recommendations for a lender in the Indianapolis area?

Once you think you are in the ball park, get connected to a lender that can tell you exactly what you will qualify for!

Anyone want to review their experience with whole life policies as a part of their real estate investing strategy?

haha , if we think about it and using the this analogy then that's the reason why most bank/lenders should be bankrupt  by now because they are borrowing us money with 2% rate and the debt is so low for asset that's increased a lot.

As you the owner reviewing this report, what strength or weaknesses you notice?

I'm looking for a new lender for this HELOC product and I see this as the only solution if I'm going to keep my low-rate, first position mortgage intact.

However, always double-check with your lender to be sure.

Or should I rather seek a hard money lender?

Do DSCR lenders require the 20% down payment like traditional loan products.

They will probably only lend 65-70% of the purchase price but this will depend on the lender.