The lender should be happy to give you the 3.5% down payment and see you have all those reserves in the bank.

Everyone expects Landlords to have reserves, but individuals live paycheck to paycheck and nobody questions it or uses them as a warning to others.Every day I see more examples of how this moratorium and "free" money was abused by renters while Landlords are painted as the bad guy.

I confirmed the notice in a letter back to him.He’s very manic, telling me people are breaking in the house, but not stealing anything.I’ll file if he doesn’t vacate at the end of the month, but curious if someone who’s been through this has other ideas.

And don't forget you'll also need cash for closing costs and reserves.

Maybe you want this because your total cash flows fluctuate a lot and don't want to have keep a lot of cash reserves.

Senior Federal Reserve officials, who are supposed to protect the U.S. from high inflation, insist the increase is temporary.

@Dana Whicker and @Tom Gimer - My attorney confirmed everything you both said to the letter. 

Once a lender can confirm the seasoning period, they should be able to help you figure out a budget or a maximum purchase amount.

I  even asked him if he minded to be recorded confirming his willingness to move forward after the first time and we got him back to the bargaining table and both him and his sister signed a release to the title company as well as agreed to the video recording, but the daughter "smelled" $ and convinced him to back out around 2 weeks afterwards. 

You can ride out dips/crashes if you keep enough in reserves and have properties that cashflow.  3.