If they actually leave and the place isn't trashed then you are required to refund unused rent $$ and security deposit. 

I’m putting this property on a 15 year loan due to my situation and circumstance and how much money I make with good security if market turns some.

Suffice to say, the deal is off and the bank is going to begin foreclosure process and most likely open bidding to the public I reached out to the bank, and they mentioned I could potentially “buy the note” from them so at least I could secure the property for my church.

These can be a very powerful secure part of your portfolio. 

I know people who don’t pay their student loans regularly, but pay their other bills (including rent) on time, all the time.

I've got some funds secured for buying my first rental property! 

I'm a recent college graduate from the University of North Carolina at Chapel Hill (This past May) who has been lucky enough to both graduate with no student debt and secure a job in the Charlotte area. 

Oh i am ready lol its giving the wife the security thats always hard😂 my agent says duplexes are rarely on in my market as well 

Whenever we've made exceptions and approved ppl with lower credit with an extra security deposit (or two), problems have been more likely to arise. 

I did find that there are a few REIA meetups in SW Michigan that occur regularly (meetup.com)