Your mortgage person can do it, too.

If I were to rehab it, could I refinance with a conventional owner occupied mortgage at the ARV in order to pull out my original capital?

To find investment possibilities, consider elements including property pricing, demand for rentals, vacancy rates, and economic trends.Think About Financing choices: Investigate your choices for financing a possible real estate purchase, such as FHA loans, conventional mortgages, home equity lines of credit, or other innovative financing techniques.

NOI represents the property's income after operating expenses but before debt service (mortgage payments) and income taxes.Evaluate Cash Flow: Deduct the mortgage payment (principal and interest) from the NOI to determine the property's net cash flow.

I will definitely be using this for reference.https://realestatebees.com/mortgage-social-media-content/

Conventional versus investment mortgages currently the rates are much different.

I've been living in the house with one roommate paying $600 of the mortgage.

Personally owner financing to me is the most overrated investment strategy on the planet right now (and I am a mortgage note investor).

I understand it has the possibility to change yearly but I didn’t expect it to almost double what the mortgage is on the property.

I am inclined to sell because I feel like I'm sitting on cash and I do not like the idea of taking out a HELOC or other loans to continue my investing journey (I got debt free in 2022 except for the mortgage).