You live in it 365 days and therefore it is 0 days rental use. https://www.irs.gov/newsroom/k...The reason this is prohibited is because you are manufacturing tax losses.

For what it's worth, I tried to use plastiq.com to pay my wife's company (a business consulting company not associated with my real estate LLC, that I don't work in at all), and plastiq.com thinks/claims that's a prohibited transaction because I'm "paying myself".

(NAR sought relief from the prohibition against balloon mortgages.)The financing has a fixed interest rate or an adjustable interest rate.

They only give the syndicator the ability to advertise but it prohibits them from including non accredited investors.

Until the eviction prohibition order is lifted, the only option you might have absent the tenant leaving on their own, is cash for keys.

If the closing costs on the 7/1 or 10/1 are prohibitive, it might make sense to just go for a very low cost or no cost 30-year fixed.

After the first 12 months, you can move out without any penalty and rent out the house as a short-term rental (assuming your local municipality doesn't prohibit this), mid-term, or long term. 

There are tactics to convince the lender to sell the note, legal aspects and you may need an attorney.Selling notes is governed by the Uniform Commercial Code, SEC requirements can kick in when buying bulk loans, perfecting your security interest is under the UCC and state laws.As mentioned, I've not seen any prohibition of accepting a DIL in any note, if there were, it would be more as a disclosure saying the lender will not consider the option, it has no legal effect, it's up to the holder of the note to accept the property as full payment.Not asked, but important, the borrower needs to make a formal request offering a deed in lieu of payment.

I thought that was expensive, $800 is prohibitive!

Yes, these things are prohibited in any case, but tenants do them, and including them in your lease will help you evict when necessary.