My primary goal is to have cash flowing properties in the future that would allow me to "retire" in a 10-year time frame.

Can anyone share their experience with using RBFCU to do a HELOC on their primary?  

I also have an extensive sphere of influence with all of my longtime customers, acquaintances, etc, so I will be exploring the more traditional home buyer/seller through those connections and organic marketing as well. 

The first as mentioned above -- equity add through the principle portion of the loan payment -- and I am also sending some extra payments to the first position loan as an extra equity insurance policy and pay off my primary residence faster.

Nothing that can't be overcome, but REO's will usually take just a little bit longer - maybe 2 or 3 days more than a traditional search & underwrite. 

Both rented and positive cash flow.Subject Property:  Traditional detached SF property in NJPurchase amt 410k10% down (don't have funds to do 20% unfortunately)While I am confident in my mtge guy, for prudent measure I wanted to check w/ the BP community to confirm the following..Freddie:  'My income is too high' (Can certainly give figures, but not sure how to break it down.. 2017 salary + bonus; Rental income, 2018 salary formally approved and documented, but not effective until July; and 2018 bonus (which I have received already)FNMA:  'To get a second FNMA mtge, I need to put down 20%' (which I would like to do, but cannot come up with an extra 41k)FHA:  'My only option' (with the 1.75% upfront PMI and monthly PMI for life of the loan). 

Thank you all for your help Alexander Felice ,So you are saying that I should go ahead and withdraw 6 months worth of payments for both my Primary and this Investment property , and put it in a Savings account and let it seasons a few months ? 

Fair warning it's sort of long.I've been hosting an Airbnb room as a hobby in my primary residence for several months now.

Since I have a full time job I will start with traditional mortgages and use savings from my job as well as cashflow from the rentals to finance future properties with traditional or hard money lenders as my portfolio grows.I'm extremely excited to see where this journey takes me, I look forward to connecting with you all here on the forums and learning as much as I can before jumping in head first!

I wouldn't buy again under those same circumstances as an investment, but it made sense to me to keep due to the very limited money I had in the deal and the low rate from buying as a primary.