I can see where a mom & pop building has had insurance with the same retail company for 10 years and never bothered to get quotes.

What are your opinions on these 2 locations and if you have any recommendations on property management companies in these areas, please let me know as well!

I would like some suggestions on some good short-term rental insurance companies.

I need ANYBODY AND EVERYBODY who invests, rehabs, and property manages in Birmingham to recommend contractors, agents, management companies, real estate attornies, etc that I could use.

Are the any Seattle/Renton realtors or contractors companies that specialize in this type of strategy?

@John Ciallella - for protection you can buy in an LLC or you can buy in your name and get an umbrella policy for $1-2 million. 

 tenant intiially voiced they wanted to stay at least 4 years due to the school district before signing. we are almost through year one with them, and will need to restructure our lease in a few months. they have been fine tenants.i was thinking about incentivizing it, but want some expert opinions. they currently pay 2795 a month, but a total of 2863 with the property mangement fees( pet and "convenience" fees) but we are getting rid of our property mangement company and doing it ourselves. trying to think of the best way to pitch thisso what i was thinking was:2863 for 3 years ( it would stay flat for 3 years)2925 for 2 years (flat for 2)2975 for 1 yearthoughts?

I work for The Realty Medics, a property management company here in Orlando. 

Is there a master policy with the association that covers the structure? 

Any recommendations for insurance companies or agents?