I have done this many times (too often in fact)  telling the lender that they may become liable in taking unnecessary actions that amount to punitive dealing destroying a borrower's credit, ability to borrow, loss of equities and displacing them when there is means to indemnify the lender from any financial loss.

Or do you guys have any ideas how I can approach this without having to take legal action.

Are these autoplaying for everyone or only when there's an action (mouseover ad)?  

In a regular partnership you have unlimited liability for actions of a partner. 

Hello all,I decided to start a new thread to keep a record of my thoughts, actions, and goals.

Did you figure out your best course of action and proceed?

There is not a single book/course out there that is going to replace "action".  

Take action and before you know it you will be on your way!

But he also owed the bank $40,000 that he stopped paying, the bank has not yet taken any foreclosure action on it, so I was told by my escrow agent that I can acquire this deal with a "Markeatable title" at this moment, but he can not insure it until I get a quiet title ?

I paid an attorney to file a quiet title action with the courts.