@Tom Kelly if you know the product you need but just need it in a specific state try posting in that state forum.

Pay attention to the "release clause".Also, just curious...why were you wanting this product specifically?

I understand it might be wear and tear item and possibly a Mother Nature “Act of God” is this covered similar to a roof where landlord is responsible?

I have a degree in natural resources and my job title is an Environmental Scientist.

With insurance its better to use a commercial product and have the insured as the LLC.

The owner has taken incredible care of this place - with a new roof, brand new furnaces and appliances less than 3 years ago (converted to natural gas). 

@Jack Ha if you know the product you need but just need it in a specific state try posting in that state forum.

The incoming rent is more than sufficient to cover any extra monthly fees incurred from the new loan product.  

Naturally I added 3 days to my trip and now Im going to BPcon and Jazz fest.

Most of what these big box companies tell you are half truths. 4) Focus on relationships over sales production and you'll actually build a career and not buy yourself a 9-5 expense monster. 5) Keep your overhead low.