@Marcus Auerbach and Jason , I found this data to be very useful and intriguing.I checked the spread between Income, Fannie Mae Loan Limit and , ZHI Median.Area income: Fannie Mae 1 Unit Dwelling Confirming Loan Limit: ratio$158k->$1,150,000:7.27x (my zip code in CA)$100k->$766,550:7.66 ( zip code 53209 in Milwaukee)so these are expected but lets deep dive:ZHI ratiozip codeArea income:ZHI Median: ratio ZHI to income,current spread ofCAzip:$158k:$791k: ratio: 5.0x : 0.68% !

Was gifted down payment and received conventional loan.

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There is a reason why they won't loan to you on this project and it's for your own good (and theirs).

During that time the loan principal was also paid down about $7k. 

Most importantly, were you able to leverage the aged corporation in securing loans or business credit?

But in your case, since that is also one of the higher balance loans, I might instead choose to focus on the lowest balance first, that being the 4.5% at $375K.

Local bank, in house loan.

You will definitely need at least 20% LTC (Loan to Cost).

Just curious if anyone has successfully closed on 2 or more properties at once that are not owned by the same seller using a single blanket loan/portfolio loan?