The good thing about bieng in Florida is that the state does not have a state income tax. 

It's currently making roughly $77,300 in gross income for 2023 number with an uncompleted dirt backyard, if I add a nicer backyard with jacuzzi and more backyard activities

Assuming I could qualify financially (primary income plus FHA allowed rental income contribution from additional leased units), when I become the owner of the property, would that prevent me from using a FHA 203b to house hack a second property?

For a SFH there typically needs to at least be some sort of equity and if not, then the debt to income needs to be strong.

I have W-2 income and three investment properties.  

There is no guarantee rates will go down significantly.Even if rates drop to 6%, it may potentially not make sense to do a refinance as you would have to repay a bunch of new lender fees / title costs.If the numbers make sense now as an investment buy it.Don't buy an investment assuming something that is out of your control.

Guaranteed the odor blocking primer will take care of it and you can lay a nice (new) laminate over the top that is guaranteed to look right and be done quickly.

Because as the lender you are owed the $ and borrrowr can personally guarantee itSay you lend $100k and it sells for $80k and does a $20k loss, you still are owed $100k+ interestIf you split profits, you are out $10k in the same example (assuming losses are split).

Every investor’s goals, resources, and strategy are different, and there is no one-size-fits all solution to market finding.You’ll walk out understanding:How to balance your goals for cash flow and appreciationWhy home prices don’t paint the whole picture for affordabilityHow metrics like the rent-to-income and rent-to-price ratios are similar (and how they aren’t!)

The student and investor would then split 50/50 for a period of time, but the student was guaranteed the first $3000 of all of the deals until the original $9K was repaid.He explained it was a way to make certain the student was genuinely working on the advice given.I liked the concept and the skin in the game factor.