Provide ReferenceHave a multiple active listingsAwards (Top Broker etc..)Clear communicationQuick in respondingKnowledge of area, Different area within cities has different expert agents...Knowledge of local and global economy

From his posts I see, he definitely  appears to be a knowledgeable guy so I'm sure he's got his finger on the pulse of the real lenders out there.Your loan sizes are small and the properties are rural. 

They tend to be less knowledgeable about how to handle rental income when there is much more than 2 rental properties. 

There is money that is made there but only those with very specific local knowledge and a very tough property manager.

(It also has an option to re-amortize for a lower payment if I pay down extra principle, which is a nice option.) 

Thanks for the Info, for me unfortationally  all my properties are located in the largest county Jefferson County and they love to put out of state big investor companies so they can put the extra money in their account and if you get behind on the propert taxes 1 year they require that you pay the overbid interest amount AND THE NEXT PROPERTY TAX BILL TO REDEEM,That's a big hard ship on the common resident to come up with 2 years of property taxes and Over Bid plus 12% interest dailyBlessings to All

@Marisa Faulkner also, make sure you account for self employment tax, which is an extra 15.3% tax on top of your regular income tax.

Some landlords realize this puts extra money in their pocket and are fine with it.However, once a tenant has not paid the rent by mid month, it's hard for them to get back on track because the next month's rent will soon be due as well.

I was thinking if rent's could get up to $600 it might work, but I know people in ABQ don't have a lot of extra cash so it might not.

The issue at hand is I have paid thousands to an attorney, had to leave work twice and be at court, not to mention that they still bought 30 days of extra free rent to do this. 99% percent of the time the people I screen are wonderful.