Must have an appetite for risk and it is very much so a relationship business so if you would rather be in a cubicle looking at spreadsheets all day that is also a consideration. 

Theses are the types of things that the CFPB and Dodd Frank regulations set up.It is supposed to protect the consumer.I believe that's how it works.Normally when someone needs to get a credit,the lender pays the comp and the excess goes to the borrower.In your case because there was only so much yield or credit that the loan was paying, I reduced our company comp to give you more credit.

This game is happening for months.They demand excessive documentation (on my dime) for damages caused by their negligence, and even we settle (what takes months) they lie confirming completion the work while the work was never done. 

Late rent, not pay rent, noise disturbance from excess barking in the building, etc all legit reasons to evict a tenant with service dog? 

We do not charge per occupancy level but prohibit occupancy in excess of what CA law mandates. 

We have done this from the borrower side of things, perhaps smaller amounts dealing with, but the path we used in PA was lender deposits funds to our bank account in advance to ensure funds cleared on the account, typically 7-10 business days on the bank side for deposit to clear in excess of 5k.

As you increase in property size, down payments required can be in excess of 25% (four-plex properties and bigger typically require 25% down).This doesn't mean that you need to have the full amount for a down payment, you can get creative in how you come up with the down payment. 

One method: learn how to be a real estate operator full time (which is what I did) or find other sources of income (job, business, etc which is also what I did with my property management company) that you can funnel excess cash into real estate.Good luck and never give up!

Long term, I would expect the San Diego RE to have property and rent appreciation far in excess of appreciation and close to the top in the US. 

The times this has occurred on me the amount of damage that occurred at the property due to excess wear was just eating away at my cash flow.