Seems like an excellent way around FHA and the permanent mortgage insurance.

The cream always rises to the top, so if you are excellent you will be running crews, finding subs, or something of that nature very quickly. 

I feel like I have heard the government maintains an Excel file, freely available somewhere. 

I haven't used them but they get excellent reviews from some well respected people in the industry. 

Alex Craig Pros: Free for teachers & students, 50% for nonprofits, free 30 day trial, Collaboration Tool Cons: Not designed for real estateMS Project “You can not beat MS Project and how powerful it is for the price.It is COTS and I have management a portfolio of $500 million construction projects with it at once.Build your MS Project schedule with cost and export to Excel for status updates.

You can have an excellent employee with you for years and by having a new hire that is a crappy employee it can push away the great employees to leave dealing with their stuff all the time.Is there a way to have 2 washers and dryers? 

Excellent, thank you all for your responses, I'll most certainly do that tomorrow.

The benefit that this can create for you (with a couple downloads to excel) is an ongoing cash flow forecasting tool and a comparison of what you thought your cash flow should be to what it actually was.

My husband has an excellent W-2 job and works long hours.

I'm well versed in computer software like adobe creative suite, ms word, excel, PowerPoint.