Each property is mortgaged and has a fair amount of equity at this point.

I pay mortgage, taxes, insurance, repairs, management, etc.Account B: Tenant security deposit is held separate from all other funds to ensure I don't spend it.Rent income should be more than enough to cover the mortgage so why are you putting money into the account?

My experience is fairly limited to one location, but based on that 15 year is the max. 

What is fair rent to charge after my renovation cost?

I never met him but we spoke often throughout the project, I received a fair price for the job and the job was done on time.

I have a solid full-time job, with a fairly decent amount of investments.

Might as well get the refi loan as long as you can deploy it fairly quickly

There's not many duplexes in the area to compare it to, but after seeing what duplexes are going for in the metro area just north of this city, I'd say this price seems very fair.

We're trying to close on our first property, but we keep getting stuck when it comes to finding a lender because so far everyone is requiring a fairly large down payment.Looking forward to hearing your input!

The upside is that you won’t have the stress of having a mortgage to eat revenues and stress to ensure that the rent clears before the loan payment does.