With the passage of Dodd-Frank, and the extension of fair debt collection statutes (both state and federal) to, not-only third-party debt collectors, but to owners of that debt as well, the regulatory bodies have exhibited their intention to continue protecting the consumer.

It has often been said by psychologists, consumer behavior experts and leaders that people remember first impressions, final impressions and traumatic events above everything else.

After doing a considerable amount of research these last couple of hours the third party offers for VA refi are typically start ups or have zero consumer reviews or really any third party validation.Spent some time on the phone with my current lender to strategize within their loans and seems like we may have a perfect fit even though the cash out maybe less in the beginning there's nothing being hidden within the small print, which will save in the back end. 

Is there a reason that you need to move which prevents you from continuing to live in the house and seeking roommates as Mark Gallagher suggested above.If I were single and starting from a property underwater that could generate significant positive cash flow, I'd live in a tinyhouse or some other similar meager living for awhile to pay off consumer debt, pay the repairs off and build up sufficient reserves to support the house. 

Maybe some sort of pay structure where the percentage builds up to a standard 8-10% fee over time (or the flat $99/month that I charge regardless of the rent amount), since it is sometimes time consuming to manage a unit depending on the needs. 5% for the first year, 6% the second year, etc. 

It can be time consuming but I think it's good that they know I'm around a lot.

If you start replacing doors slabs, hinges, and knobs, that will become a costly and time consuming project.  

This direct and indirect economic contraction caused the city to lose property taxes, wage taxes, and population (and thus consumer demand).

Basically, I am looking to grow in business, but to also work less in my business so that I have more time with the more important things in life and my mind isn't consumed with business and deals.

@Julian BuickNo idea, what you're likely to get with later writings is tid bits of the wind blowing in regulations, particular outlooks, for example; they may mention the popularity of wholesaling and address issues or they may mention Dodd-Frank or Consumer matters with those in foreclosure.