Because family lending is just a specific sub-category of peer-to-peer lending, but restricted to people I already have tons of emotional baggage with.

Don’t get emotional.

I have a tenant not paying his rent regularly and is not even picking up the phone or communicating anything.

Thank you so much for the input.I was contemplating starting a spreadsheet with the listings I replied to....and thought it might be too much of a time consumer.You made a good point though....and tracking might be the key to successful communication with the seller.Thanks again!

However, homeowners can have serious emotional attachment to their homes and any number of personal issues that cloud rational thought.

It will take me  a few hours and a bunch of edits to tell my story, so here is a short Quick reply, i started real estate straight out of high school,in the toughest parts of south central Los Angeles no car no money i will say this if you learn how to communicate and talk to sellers in a humble sincere effective manner you will be surprised what a seller will be willing to do to sell their home to you, in my experience it is not who offers the most money it is who makes the seller feel more comfortable, im refereeing to FSBO's, reo's etc was not popular back then but foreclosures were on fire, i was pretty good at talking and adapting to homeowners in distressed i'm very big on what i call the "like factor" so i was able to arrange terms that some of you would not believe me if i wrote it in a post, my point is yes you can buy with zero money (if you have the knowledge and know how) it is several ways to get a deal done when you have no money.

This communicated to the home buyer without me having to say it that my service was going to be superior to anyone else. 2.

I didn't respond and I cut off all communication with him.In a follow-up call with the attorney I shared the contents of the last email, and the attorney said it sounded like he was setting me up to be, as they say in New York, the DFG, or "designated fall guy."

Here, when a city/county issues a code violation, it is not recorded, just communicated to owner address.  

(Many of my tenants have a dog anyway, as do I) When they start talking about a "comfort pet" because of "emotional problems", that's when I would see red flags.