Majority in this area are here to work hard keep their head down and chase the American dream while working on obtaining their citizenship.

When I am also managing the property, I am adamant about not accepting certain applicants because I don't want the hassle of having to chase them down every month for rent, etc.  

The chase is better than the kill anyway.Sean

Who knows if i'll ever smell the roses, until then i'm chasing my freedom number

As such, you should not chase cash flow that does not exist.  

Quote from @Chase Louderback: Hi John,We own and manage several communities in VA & WV. 

We used Chase as a lender.

That turns into a major high speed chase all around town.

@Chase Alison MatthewsI agree on #4 on SBA PPP, unless Congress acts many SMBs will go out of business.Also the number of SFR going to forbearance is rapidly increasing.When do you think (before FDA Covid-19 vaccine) is where we MAY hit bottom, when it comes to asset values (which are being propped by Feds printing money)?

But, I think this is a big risk...you definitely have the herd mentality chasing MF.