We are/were hoping to put a $60-70k down payment on a higher-end 'A' new build property with Rent to Retirement as I really like their business model/community, rather than a smaller down payment on a refurbished property in a 'C' area.

@Harold Albertson10% and points for six months is not badI would absolutely put a deed of trust / mortgage and secure the property with the loan.

New build lender Lessons learned?

Get all the data you can, and build some analysis tools that will help you make quick decisions.

I know a lot of the big name builders are building entires neighborhoods of smaller homes.

It will take some hard work, but you still have a great opportunity to get your life on track and build something.1.

Hi Community, Requesting help form all East Bay, California builder/investors experienced with an ADU (Additional dwelling Unit) build.  

But you cannot have them as co bene's on a single mortgage/deed of trust and prom note..

Facebook groups will help a lot  in your area and try to meet up with a  connection you build.. dinner etc on you and he  or she can give awesome advice which will save time money efforts

Note, you don't "Take over" the mortgage typically, you just pay as the successor once you legitimately establish yourself as the successor (Will, Trust, Court Order).