In addition, can you introduce some references explaining how to keep records acceptable for CPAs? 

I thought my bid would be 2007-2008 taxes only, and the additional years would be the price of winning. 

I have the parents co-sign and I and additional landlord insurance to cover any f*ck-ups they do.Works like a charm..

Thanks for the additional feedback.

If you qualify conventionally, any bank will use your income, credit and assets to get your loan completed.  

@Cliff Durrett  - thanks   1) family  2) friends  3) reitement account loan 4) personal loan from your bank 5) leverage a car  ( unlikely to obtain from a bank or credit union )  6) local bank / credit union 

Me and my wife decided to build an ADU on the property so we can increase the property value, and gain additional income passively.

We're open to exploring condos or townhouses in addition to single-family homes in the Millbury, Grafton, North Grafton, Westborough, Marlborough, Worcester, and Shrewsbury areas.

Additionally, there were other changes made to the tax code that affected investors, such as changes to the capital gains tax rates.

If it will be an investment property, you can use a DSCR loan where all you need is the money for the down payment and to close and credit score depending on the factors below.