His crime was setting his girlfriends trailer on fire ("accidentally" of course) 16 years before when he found she was cheating on him.

No kidding, I was bench pressing 135 pounds, :) and nearly dropped the bar on my throat after your said something that made me chuckle enough to lose all my strength.

I am just curious how to protect myself from tenant accusations of hurting himself in the house because of things like: - "the doors are too narrow and I am disabled" or "your stairs or stair case to the patio are too steep I fall and hurt my ankle" do I need insurance for things like that or can I have it worded in the lease agreement that the tenant accepts the condition of the house and won't press any charges if he /she hurts himself??

They are not operating under Fannie/Freddie/FHA rules, so a third person (like myself) would be hard pressed to say/know what they will doThese credit scores will not get you a great rate.

I know it's not the 2% rule, but the projected numbers for the financing we expect to get definitely make it better than the nightmare of our "accidental investments".

 I can think of a few risks off the top of my head:1) Owners could file Bankruptcy and tie you up for years in a payment plan.2) you really have to know good neighborhoods in Newark.some neighborhoods are great for strategy comma While others may be a disaster.3) There are many cases in Newark and other in the cities where houses become vacant, occupied by drug using squatters and eventually accidentally burn down.

The only thing to watch out for (in my humble opinion) is make sure you aren't accidentally signing up for an interest only loan with a balloon payment at the end.

We actually own and operate a high-end luxury home cleaning business.We hired professional cleaners upon move-out & also had the carpets professionally cleaned at 6 months living there and again upon move-out and used proper chemicals and a professional power washer to clean any oil stains from the driveway we may have caused with our old work vehicle.Our landlord charged us the following odd, ridiculous charges:$3.33 To empty out the ice from the freezer ice maker $1.08 To screw a lightbulb in the bathroom vanity$30.00 To remove a nice black metal paper towel holder we had put in the kitchen cabinet$6.67 To fill and paint a tiny minuscule hole barely visible to the naked eye in the kitchen pantry door$3.00 For a smoke detector battery$3.33 To remove a small piece of duct tape from a wall switch in the kitchen we had placed there because every time someone flipped the switch accidentally it would turn the dishwasher off.

I did find one newly published Notice of Petition to Administer Estate.This was published in The Antelope Valley Press.

When I pressed him on this, he conceded that he had read a white paper I had written.From my perspective, the white paper he referred to was one of extremely limited and restricted circulation, and certainly copyrighted by me.