We were bidding against outright undocumented workers all the time with citizenships in foreign countries that had free public healthcare for any accidents here (ridiculous.....).

If he's a professional and has done this before he probably has a reliable financing source.Don't get caught up in the legality mumbo jumbo.

It's not to say that accidents never occurred, but when they do, our dogs never repeat them because we (read: I) put the fear of God in our dogs to never do it again (and no, discipline does not require beating our dogs...just a strong yell).

This would allow you to post a low rent for people with perfect credit (very few will even be close) and then once you run there credit you could come back and say they there score is a 610 so there rent would be like $550 a month.Would this be legal?

Rich,Is there a way around the owner occupied clause legally?

Yes, technically/legally you can.

i mean ok.. loss of use but depending on how long of a time frame its not worth the price difference in the policies. most insurance reps unfortunately really dont know their products inside and out.. and neither do alot of market reps and even some underwriters.. there are loop holes in insurance policies just like every other legal document.

In the real world, all kinds of legal shenanigans go on through the courts and that property you thought you bought may be ordered back to the bank.

Is that the best legal entity?

I have subscribed to my local city legal newspaper and I am wondering if it is more effective to campaign to the people who have just had Lis Pendens filed or the records of the Foreclosure sale itself.