I understand if you do not.

Hey there @David Tang - I actually didn't ever hear of a program that was offering a 12 month stipend...someone I know did it back when it was 6 months and now my understanding was a 3-month stipend with a potential renewal for 3 months.We have wanted to use the Chicago program ASERAP (happy to share their contact info), but fall in line with others regarding employment...the most important thing is income to pay after they move-in because if you get into a sticky situation down the road the upfront rent won't matter.Definitely following this thread to see if anyone has placed migrants and understand what they did for income requirements.

If you understand how to do that then you'll rise above competition and market saturation won't matter. 

I am not sure I quite understand the question.

Trying to understand the specific neighborhood where there might be demand.

Any good recommendations for a lawyer who understands real-estate investing and can write up owner-financing contracts?

So when i find a property and get to the inspection part,  i understand they find issues with the house, some which can be minor and others major.

Hey @David Caddy, I understand your frustration, and that's why I encourage beginners to set realistic expectations from day one.

One thing to understand about debt, there is good debt and bad debt.

I will say a market you know and understand.