Question for anyone who's used Amica to write policy's on more than one property.Our current setup, has unique policys on each SFH.I'm toying with moving to one main policy from Amica, with each SFH as a extended policy on it.Cost savings, is over $800 per property if I go the Amica route.However they only cover structure on these policy's.Here in Florida, having gone thru last year.

Building owners, having tenants in the building, shall post a notice in a common area of the building informing tenants that the owner of the building is required by law to supply and install carbon monoxide alarms in accordance with Section 908 of the Philadelphia Fire Code, and shall provide at least one tenant per dwelling unit or rooming unit with a copy of the manufacturer’s instructions for the alarm to ensure that tenants understand the purpose of carbon monoxide alarms, how they operate and appropriate action to take when an alarm sounds.

All you do is collect a check whether it's to pay off your debt and keep in your bank account..Some office buildings if it is occupied by one big tenant may have Absolute NNN where the tenant is responsible for tax insurance and maintenance as well as structure and roof membrane of building..I am not too familiar of Office Buildings in terms of force appreciation but Multi family apartments offer that strategy..Hope this helps Good luck

You could explore a partnership or JV structure - same end result but less costs.

Finally, with the use of Trusts while establishing these structures you can add a level of anonymity by removing your name from public record.When you ask that question it would probably be best to sit down with an experienced attorney and have them walk you through your personal exposure.

It probably does not really "save" on taxes in a tax-deferred structure, but would allow you through the benefits of tax-deferral to mushroom that income to a larger amount over time. 

So who on your team can supply the cash?

Can it be structured so that they receive benefits from appreciation, etc?

If people are moving there, that makes for a favorable investor balance in supply vs. demand... that makes for good appreciation and rent growth usually.

If that's an accurate quote and a structural engineer confirmed it was necessary, I would recommend you plugging it into the calculator as repair costs and see how big of an impact it has on your projections.