Points are figured in the APR as an amount not received in the present value of the loan amount received with the other factors in place and computing the % rate.I'd say you have a crook loan shark type, keep looking.

Be very careful with your money, the majority of people on BP are great and share info and advice for free, but there are some sharks in these waters so keep your guard up. 

You can also turn to some of the sharks and investors plying BP who would be interested in your market. 

It has city sewer but the water is on a well with the pump and pressure tank in the basement. 

The listing states the property uses an in ground oil tank.

During development, I can get in there and increase efficiency by replacing furnaces, water tanks, better insulation, better doors and windows, etc.

I'm thinking about what SEALs are taught about shark encounters:  Don't swim away. 

I just moved from San Diego to Chandler and I'mhunting for my next buy-and-hold property tofirst, live in and then rent out in the future.I hear that Scottsdale is the la Jolla of Phoenix soI'm thinking that's ranked ...

We use comps from MLS, Zillow, Property Shark, Redfin, etc.

We want to make money and grow a business, however I want to sell this house and use the proceeds to buy another place and have some cash left over to establish myself and perhaps start making offers on distressed properties.Assessed value of home: $259.2K     ARV: $275 to $285K    Assessed Land Value: $147KProperty has a septic tank.