After all, they didn't seem to care about your no-pets policy.  

They may have changed their policies recently and need to get verification from you about the change in occupancy and a directive from you, as owner of the property, as to what name you want on the billing.

Your best bet would be just honestly get a really good investment insurance policy on the property.

If you have a no smoking policy. 

Advice/samples of accounting records/software/excel templates, policies & procedure manuals, ect. are what I am needing most... or even a PM start up checklist would be WONDERFUL.  

Hi All,Thanks for all the tips thus far... so I have 4 properties at the moment, all under my personal name; I read the LLC Vs Umbrella Insurance threads and decided to get $1mm Umbrella under my name, with each unit having its own separate insurance policy (300k liability each)..Now, I'm planning to get 1-3 more properties, but my Umbrella Insurance is saying that I will now need a commercial policy as it sounds like I'm running a full-time rental business, which is kinda true, though it's my side-gig atm (I'm in full-time finance). 

After that, I'm aiming to start investing.

We can give you an opportunity with no out-of-pocket 100% financing options, with a fool-proof plan including all the tools you need to succeed within a completely transparent process where the primary aim is to help YOU.So... are you the right person?

Therefore, it is the policy of this State that the people may obtain copies of their public records and public information free or at minimal cost unless otherwise specifically provided by law.”The Law states that public records "shall mean all documents, papers, letters, maps, books, photographs, films, sound recordings, magnetic or other tapes, electronic data-processing records, artifacts, or other documentary material, regardless of physical form or characteristics, made or received pursuant to law or ordinance in connection with the transaction of public business by any agency of North Carolina government or its subdivisions."

A landlord's policy of hazard insurance would be closer to $650 for me annually, not $2500.