And I'm making more money.So, I don't know if the profile pick makes a difference but I say let those that find you too quirky go work with someone that has no sense of humor. 100% agree bro.The folks who are too afraid to lose business and stay in the middle comfort zone all the time don't know just how much business they are actually missing out by playing it so safe.

Package vs individual - we're leaning towards individual and that's why the 10 count will possibly play into the mix.

You might be able to figure out which role you really want to play and by finding those with complementary skills you might be able to put together a good team.

Second, there are a number of factors that come into play when looking to begin coverage.1) how do you want the policy to act when there is a claim. 

With 3 weeks gone you now have about 7 weeks left in play for a lender to work on a file.

I'm a new player excited to play big and learn from the best! 

@Dave Spooner I think people may be leaving the Northeast for a few reasons:Harsh winters, since temperatures and snow can be intense in the region.Job availability is another factor since many companies are avoiding the region.The Northeast is also home to many cities with a high cost of living, making housing affordability challenging, especially as people lose their jobs.

If you don't qualify for a 650k plus loan (including the other units incoming coming into play when looking at your income) then right around Boston you won't have luck.

You need to know the rules of the game you are going to be playing so you dont get sued.  

When I jumped from single-family to commercial I spent a year of fairly intense mentoring under a paid coach and it fast-tracked my new direction.