But you are effectively putting yourself into more debtThere is good debt, and bad debtStudent loans are IMO bad debt - yes you get a degree that gives you a good paying job, but it costs you money every month to hold that debtReal Estate debt if used properly can be good debt.

I would then plan to use this forced equity (since I plan to buy a fixer upper) to invest in another home.I have been constantly reading to househack right into the MFH, but this may take some time for me to acquire the money and purchasing power.

Luckily I have not spend any money on any "guru" courses.

I am a private money lender. 

My goal is to get my Mortgage payment below $490 with less of my money involved in a DP. 

How does one actually raise money from individuals with such high limits of accreditation if you don't personally know wealthy people or real estate investors? 

Or, ask your local friendly hard money lender for the one they use.Good luck to you, Mary.

I’m the personal representative on the estate, seems to be causing me trouble getting adscr on it.

Nothing is less seasonal than Orlando/Kissimmee, but it's heavily saturated with STRs here and difficult to make any real money these days.

I personally would not even tell them the address.