She pays modest pet fee per month.

Also any cost that I may need to consider to pay upfront other than the land it self (i.e. survey, permits, etc)? 

Look into a hard money loan so you can get the rehab budget covered, and make sure the rehab budget is non-dutch so you do not pay interest on the rehab budget until you begin to make reimbursement draws.

But, everyone has to live somewhere, and for most of us that means paying to love, so why not have someone else subsidize that cost while building equity for you. 

You might pay $100,000 less for a resale vs new with the same rent.Most new home communities do not allow investors.Many if not most of the HOAs for the new home communities are not friendly to investors. 

If the seller will entertain it you write it into your offer - what you're willing to pay total, loan term, interest rate, down payment. 

For example, you can use credit cards for vacations you can't pay for. 

@Edward BrileyWere you ever able to close paying by credit card?

I plan to be raising the rents on them because they are currently paying about 40% under fair market rent.