@Cristian Estremera the initial difference is the financing options.1-4 family are eligible for FNMA, FHA and VA mortgages.5+ units require commercial/DSR loans.As number of units increase over 5, management changes.

Hello, I want to know have anyone ever tried the seller financing on the property that is clear and free then refinance with the bank in 2 or more years to give the lump sum?

Approached by church How did you finance this deal?

Direct marketing How did you finance this deal?

Can someone please explain to me how seller financing works on a property?

How did you finance this deal?

Negotiate purchase price and financing terms aggressively to secure favorable terms, exploring different financing options like FHA loans, VA loans, or conventional loans with low down payment requirements.

After I understood this type of creative finance I thought it was a no-brainer.

Seller’s concessions How did you finance this deal?

In PR you MIGHT be able to get financing but that's typically the biggest issue.