They're here locally in St.

For posterity:A local attorney (who is also a CPA and focuses on RE/Estates) did inform me that it would absolutely be possible and binding to create a lease option that would then just transfer to beneficiaries upon passing of the owner.

Sometimes I'm off my numbers but generally speaking you'll get better as you go so consider this a cost of learning the business.If you want to find someone "reasonable" I'd go to local meet-ups and ask around for contractor recommendations.

Go to BUILD YOUR TEAM at the top of your screen, and you can search for other MEMBERS or LOCAL MEETUPS.

Regarding loan terms changing after the appraisal was done most likely and the appraiser marked the property as being considered rural, is not something a loan officer can entirely know in advance if they are not local to the area. 

Are you interested in Short term rentals, multi family, fix and flips or do the numbers get you going like tax deeds, buying notes.I'm in Orlando and would be happy to have a call sometime and invite you to CFRI (Central Florida Realty Investors), the local chapter of the national REIA.

Perhaps joining your local REIA would be a good place to start with less risk.

I am an owner/operating partner of a local title company (Legacy Title Agency) and we have come across quite a few fraudulent and suspect deeds in the city of Detroit. 

I would find a local Attorney that you like and set up an account with them.

We've got a lot of Class B & C, but you do need a local expert to avoid getting scammed into Class D.PM us if you want more info...