For our previous investment properties we used a home equity loan and cash to buy and paid it off in a few years. 

I understand there are specific methods like cash out refinancing, HELOCS, and equity loans. 

You would buy with FHA loan -> refinance to conventional, purchase with FHA again, rinse and repeat...is this allow,if change to a conventional would my month cost increase?

Purchase price: $165,900 Cash invested: $16,000My first house that I purchased with the VA loan.

ANCHOR LOANS – I usually do not post on this forum.

In other word, if seller doesn't want to pay buyer agent and the offer is coming using FHA/VA loan, it would be automatically rejected by seller.What a mess....

But, depending on loan to value and credit should be able to do much better then 10.24%.And the 10 number you mention is only for conventional loans.

Can I use it as colleterial for a loan to add to the down payment amount for a new prospective investment property.

Have you looked into DSCR loans for your next purchase?

We're both eager to diversify into real estate investments.Although our home base is in New Hampshire, we're open to  investing wherever we can maximize our returns.Primarily interested in multi-family investment properties to leverage our first-time homebuyer loans effectively.Initially, our focus was on purchasing properties in the New England Region (mainly NH & MA).