I always wondered why having a job was considered better than being self employed .  

You want to go to the Bureau of Labor Statistics and get the Metropolitan Area Employment and Unemployment Monthly Report: https://www.bls.gov/news.release/pdf/metro.pdf.  

As of now, I put 20% of my paycheck into a Roth account where my employer matches 5%.

My personal solution is that if we can't do it, I'll identify the overlay and refer it out (in my case this is most typically HELOCs, since minimal/no overlays on the 30YF 1st mortgages was a big part of my 'employer shopping' last time I switched where I hang my license).

Both buyers are new college graduates, one with a masters degree with excellent credit, and both have signed employment contracts with the local school districts.

I've read that some lenders need longer than a couple months of employment history at your current job.

or does that negate         the 50/50 percentage and somehow count as self employment income, employee, manager instead of member managed, etc.?     

HI all,When looking into a new market, does anyone know the best resource to use to find out who the biggest employers in the market are?

As a Commission only Sales Agent, you'll need to budget for your MLS Expenses, and other REALTOR Expenses, as well as Income Taxes and Self Employment Taxes.

I posted my rental online and received this from a interested renter out of state:"Good morning we are family of 3 and we are living in north Carolina and we are going to buy a deli in ny so I willing to pay 6 months and advance also I can't provide you with sufficient found in my bank account".I ask them some more questions regarding employment, credit and references and they respond with,"I do have a great credit, I also can provide reference which is excellent, we are not working at the moment because we are moving from NC to NY and we are going to buy a business in NY, and also I can provide you proof that we have more than $200,000 in our bank accounts, that's why we are able to pay up to 6 month of rents ahead."