RichDon't get me wrong, I'm Mormon and love BYU too, but they beat a team at home that went 4-8 last year that has been horrible for years.

The buyers got angry and started telling my wife how she was a horrible person for kicking them out of their house (we were just the buyers, and they seemed happy to sell a few weeks earlier).

I suppose in my 'real life' I could make a page that said 'all your programmers are stupid and build horrible systems for you!'

We are warning you about how small innocuous questions can lead to horrible horrible unfair results.I know at least a dozen people who have had fines and lawsuits over fair housing violations.

To me that is a horrible idea (sorry).People are so sensitive about invading in on one's privacy.

In your signature (and don't get mad at me please, if this sound horrible, sorry) if you can use a more common name than La'Keita, maybe a nick name, you'll find a lot better results. 

If the seller knows about this and they still choose it as the best of their horrible options then that is different.

Having spent ridiculous numbers of hours debating this topic when I worked at eBay -- which has a horrible influence system but one of the largest on the web -- here are two things to consider, both of which I'm sure Josh is aware of:1.

These are horrible....as it really conflicts with lending rules that allow payments toward a purchase price that exceed fair market rents.

The GMAC language is horrible and likely unenforceable but I'm not about to risk an indictment for bank fraud over a mere 90 days.