After my wife and I got laid off in May 2020 (former company playing the COVID card), I understood even more the need of cashflow.

Greetings.

Hi,I see that you can link bank accounts to Stessa, by my plan is to do as much of my spending on credit cards (business cards to be clear not my personal cards) to hack points. 

card.) 

On the expense side, we have a "hospitality" expense line which includes gift cards, gifts for guests, gifts for repeat guests, or gifts when something goes wrong. 

Most credit card debt, auto loans, personal loans used for consumer purchases fall under this category.The “good” debt isn’t actually good, rather its productive.  

Typically DPA takes the form of a 1st and 2nd combo, sometimes a 1st, 2nd, and 3rd combo where the down payment and closing costs are basically financed. in some cases, that chunk of money is either silently accruing interest without a payment, and under certain circumstances, forgiven if you play your cards right. but it does pose a challenge for refinancing as you are not walking in with equity -- you're starting out a little over-leveraged. 

I read that for payments processed electronically (credit cards, bank transfers), we do not need them to fill a W9, and it is only required if we are paying via checks or cash.

Greetings upon booking.

I once did door knocking in my hometown handing out my new flashy business card once licensed...brutal 100 degree day- the last thing i wanted to do was go outside and door knock.