He got lucky as FHA was NOT designed to build RE investment portfolio.

I am interested in the house hacking game.

Now I would like to buy a multi family property and really get into the game.

My portfolio lender offers a 5/25 with a rate based on the 5 year treasury yield + 3% (~6% today).The difference in rate is not that much, but since this property is on my personal name (rare), I’ll go with the conventional loan.

@Douglas SpenceHad the same thing happen to me with a portfolio purchase. 

@Kenneth McKeown (Marine veteran) has helped a lot of guys of BP and other veterans find MFHs in the area that cash flow well and get them in the game.

Then i wondered if i even wanted to go with one for my first couple of properties until i scale up to where i might really need it and might have more negotiation with a portfolio of 5-7 properties.

I see that there's absolutely no time to ponder in this game! 

Like i said, I’ve never personally had a property insurance claim and now nearly my entire portfolio is a claim.

If you do enough deals and NEVER play games you should be able to get to the point where you can call someone at the title company and say "I need you to open title on 123 Jones in McKinney.