If you say: “I’m starting at $50K because the max I can do the deal at is $53K” and that’s derived from a pro-forma it might be another story.

If your investment goes bad, and many do, and you don't pay back the loan, you will have to pay the taxes on the loaned amount as if it were a distribution.

For CapEx I derive a 5 year replacement average and try to maintain that amount.  

Following are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k SimilaritiesBoth were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m); andNeither may be invested in your own business. 

But also while earning your quarterly distributions while invested in a deal you’ll also be able to learn and see how they are running the deal and deciding if the niche you’re invested in is something you’d want to be more active with down the road.

gid=212345418&single=trueThe numbers that I used to make adjustments are in no way scientific or derived from equations, they are ballpark numbers I got using my home's appraisal report as reference. 

New investments will be Roth which means all gains and earnings on this chunk of money will be tax free once distributed.

Note that loans are not allowed from an IRA.If you were to take a distribution from an IRA, you would generally pay the applicable taxes plus a 10% early distribution penalty if you are not yet age 59.5.

I have one now where the decedent's estate was closed ten years ago and distributed the real property to many different heirs, subject to my loan.

At the end of each month I get an owner distribution that is:+ Gross Rents- Expenses/Maintenance- PM Fee- Reserve Amount-----------------------Owner DistributionI hope that makes sense, it might look a little funky when it's posted.