@Luke RentzI am going through it at the moment, but I am going through it as a lender.I have had our attorney send the demand letter based on item 18 of the mortgage:Transfer of the property or beneficial interest in borrowerAfter the 30 day demand we will file for foreclosure.

As for your "better off in the stock market" comment, your analysis is flawed because it is based on an equal cash vs cash assumption.

Based on that, the determining factors would be how much the appraisal would be right after close vs waiting 6 months and whether the interest rates would drop.  

Based on current rent not potential rent max price should be 900k to be able to cash flow property. 

Based on these circumstances, and also just in general, I'm wondering how investor-friendly agents out there approach sellers that have a home that is too overpriced for a fix-and-flip situation? 

While that is a huge jump in deductible, my thinking is that we should avoid submitting any claims anyways since that would likely result in premiums being jacked up the following year or even droppage of coverage.

Based on these circumstances, and also just in general, I'm wondering how investor-friendly agents out there approach sellers that have a home that is too overpriced for a fix-and-flip situation?

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Additionally, where do you foresee the market heading based on your day-to-day work in the industry?"

I'm based in NJ it's so expensive here.