@Ben Leybovich Amazing.

I get amazing deals coming in daily.

@Spencer Faulkner that is amazing man.

It has been an amazing journey so far (lots and lots of challenges, problems, and most important learning).

I agree BP is an amazing resource.

Thats amazing input. 

The company I am with now has amazing training, encourages investing and isn't quite as sales pitchy as some other companies.

If cashflow is AMAZINGLY high...my mortgage is still paid down at the same rate.  

The building is old and I will eventually have to update the pumping.The Numbers:$102k Purchase25% down - wanted to do 20%, but liked the rest of the loan5.0% interest rate 30 years Hard money  I am self employed conventional finaincing is a challenge$1071 loan fees 1.5% orig$7292 buy down and other fees = 2%= 1 point lower on rate I will use the fees to offset my taxesIt will take 3 years to cover the buy down - I expect I will own this for the long termMy lender is amazing - PM if you want his info$36k out of pocket - more cash than I wanted, but the deal worksThe good part:$383 P&I on 71k $148 taxes and insurance$300 - Property manager - he is a local guy and does maintenance and property management, collects rent, finds and shows the place.  

If you are in certain nooks of California or in markets around the country were average home value is almost 7 or 8 times national average (if not more), you would be amazed what you yourself would do at certain rates.