The principal and interest payment will remain the same, but the loan payoff date will be escalated as you make extra payments towards the principal.The details of your monthly payments should be available on your monthly mortgage statement as it lists the principal, interest, taxes/insurance escrow, and PMI paid that month.

Definitely worth chatting with a tax pro to make sure you're set up in the best way possible. 

Best, Jake@Jacob Hancock: Listen bub, if you can accumulate $500,000 cash by the time you're 25, you don't need us.

Accountants are in such demand, that the best are not even accepting clients half the time.The other problem I see often with accountants on here is that they specialize in larger investors, and have really high prices when you as a smaller investor do not need all the bells and whistles.Another thing I see is folks thinking they need to have a tax professional in their state.

That means from this point forward, it would take you 26 years for the accumulated CF to equal your current equity.If you sold the property, even after closing costs, you would walk away with at least 150+ in cash. 

I have one more year to decide whether to sell it without getting taxed.

I am sure that you would think that the Turo contract would help with that, but seeing as you are providing it as a service in addition to your STR, I can see issues if there is a problem.Plus you are offering significant services with that rental and that would change your tax situation.

In a number crunch of 300 cities using 10 metrics ranging from home prices to tax rates to vacancy levels, WalletHub determined that Montgomery, Alabama, was the nation’s most affordable city for homebuyers.

Another question to ask yourself is how important tax ramifications are to you?

Auctions, tax sales, facebook groups - even just talking.