They should merely be providing you their best options available for your needs and not attempting to influence your decision making.If your goal is to expand your portfolio, as good as having that additional cash flow sounds, it completely counteracts the option to grow as it will significantly impact the cash you have on hand for future down payments.A HELOC or home equity loan is a cool arrow to have in your quiver, but with rates on those products being higher than almost any conventional loan at this point, I would use it sparingly.

@Jack Medford - any chance you’ve thought about refreshing this data to see what impact the pandemic has had on Dane County?

My husband started 1 year ago and we now have 3 properties (1 MF and 2 SF) BP was a big impact on our journey.

Does anyone know how this may impact the price/value of any of the property in the surrounding neighborhoods?

Does anyone know how this may impact the price/value of any of the property in the surrounding neighborhoods?

This is just my very opinionated $0.02 based on the real estate purchase transactions that cross my desk, I offer no opinion on the value of solar panels in terms of saving the world or any of that.Owned free/clear: No impact, typically zero value add.

The credit bureaus don't penalize you for shopping within that window and the inquiries' impact will be considered 1 inquiry.

It actually has very good dual ADU potential which I considered a plus when buying,  but at this point I have no intention of building out as such.I support some of the changes to SF zoning since as we all know the only long term way to keep housing costs under control is keep building,  and while seattle does have lots of capacity in its urban villages and L zoned areas,  adding more ADUs is the least negative-impact way to achieve some higher density in existing single family zoned neighborhoods.  

But, don't forget that those things will impact your ARV.

@Shiloh Lundahl plus, if the 1 property has a 2 month vacancy for whatever reason, that really hurts, whereas if one of the 4 properties has a 2 month vacancy, it’s a lot less of an impact to your bottom line.