Bank will not evaluate your credit by your personal struggle.

Now that a few of you have recommended using that cash as a down payment with financing, I am re-evaluating what those numbers would look like. 

I still need a little brush up on evaluating a owner occupied deal as well to make sure we don't simply go off how it looks, but since we will have to live there for a while would you recommend looking for a fixer upper.

I think that a history of paying on time is one of the best criteria for evaluating a tenant.

The lender is going to evaluate your ability to repay the loan.

That, in my opinion, is the discretion a Private Lender would have when evaluating a potential transaction. 

First pay about $150 to an appraiser to come out and do a simple evaluation and suggestions on market trends in your neighborhood and what cost effective ways to increase value.

Something should change with the properties or with you, not with your taxes.While it may be time to re-evaluate your portfolio and consider if you might do better with other investments, you're giving your taxes way too much importance in this process.

I've told people that Credit history is more important than credit score and I would be willing to evaluate a full credit report.  

We also received design approval from Caldwell for our 24-unit building in downtown Caldwell and have another Caldwell site under evaluation which looks like it will yield 39 total units in 4 buildings.June 2019 News:A 2,000-home master planned community breaks ground on the south side of Boise.